February 2016 Financial Asset Roundup
Here are my current financial assets as of the market close on February 10th, 2016:
Asset | Jan 2016 |
Feb 2016 |
Change |
Checking | 1,444 | 2,064 | 620 |
Money Market | 74,188 | 62,817 | -11,371 |
Savings Bonds | 105,784 | 105,798 | 14 |
Treasury Bills | 0 | 0 | 0 |
CDs | 36,681 | 48,792 | 12,111 |
Brokerage | 113,049 | 112,511 | -538 |
401k | 117,223 | 112,632 | -4,591 |
Roth IRA | 99,546 | 96,110 | -3,436 |
SEP IRA | 479,569 | 461,365 | -18,204 |
529 Savings | 125,796 | 125,774 | -22 |
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|
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Total Assets | $1,153,280 | $1,127,863 | -$25,417 |
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-2.20% |
The S&P 500 is down for the third update in a row, falling 3.73% over the past month:
(chart courtesy of yahoo.com)
On the jobs front, the unemployment rate for January fell to 4.9% (the lowest since February 2008), with "only" 151,000 jobs added. Oil prices have continued to slide to the $26 level, which is remarkable considering that the prices has fallen by half over each of the past two years (remember $100 oil in February 2014?).
On the financial front, I opened a Penfed 1.51% APY 15 month CD during the seven day window that Penfed offered them in January. I don't recall Penfed ever taking an attractive CD offer off the table so quickly before, so I would guess that the demand for it was quite high. I'm also about ready to wrap up my 2015 my business tax returns so that I can get that final 2015 SEP IRA contribution taken care of.
On the non-financial front, we've actually hit the point of the winter where it's still light outside at 5 PM. It'll be time to change the clocks next month when DST kicks in, so hopefully the cold and snowy Northeast winter will be behind us soon enough.