January 2019 Financial Asset Roundup
Here are my current financial assets as of the market close on January 10th, 2019:
Asset | Dec 2018 |
Jan 2019 |
Change |
Checking | 3,472 | 286 | -3,186 |
Money Market | 53,375 | 68,295 | 14,920 |
Savings Bonds | 156,136 | 145,552 | -10,584 |
Treasury Bills | 10,000 | 10,000 | 0 |
CDs | 57,434 | 57,626 | 192 |
Brokerage | 155,521 | 157,016 | 1,495 |
401k | 161,647 | 168,106 | 6,459 |
Roth IRA | 143,576 | 144,659 | 1,083 |
SEP IRA | 721,697 | 717,085 | -4,612 |
529 Savings | 174,121 | 170,838 | -3,283 |
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Total Assets | $1,636,979 | $1,639,463 | $2,484 |
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0.15% |
The market has continued to drop since the last update, with the S&P 500 falling 1.56% during that time:
(chart courtesy of nasdaq.com)
On the jobs front, the unemployment rate for December rose to 3.9%, but expectations were exceeded with 312,000 new jobs created. Oil prices have increased slightly to the $53 level (up from $52). Markets also have to contend with uncertainty of a continuing government shutdown over a border wall.
On the financial front, I once again rolled my maturing 28 day T-Bills into new ones with an investment rate of 2.438%. Last week I also sold my April 2013 issue Series I savings bonds with a 0% fixed interest rate and will be replacing them with January 2019 issue bonds with the current 0.5% fixed interest rate later this month.
As for the non-financial, it's another new year and I'm hanging in there with the short days and cold weather. It's also time to start getting things together for my 2018 business and personal tax returns. Hopefully the IRS will be open for business in time to handle the onslaught of tax returns headed their way.