Picking up Nickels

Monday, December 13, 2021

December 2021 Financial Asset Roundup

Here are my current financial assets as of the market close on December 10th, 2021:

Asset Nov 2021 Dec 2021 Change

Checking 6,321 2,622 -3,699
Money Market 137,673 142,171 4,498
Savings Bonds 192,796 193,418 622
Treasury Bills 0 0 0
CDs 32,071 32,162 91
Brokerage 300,317 322,474 22,157
401k 425,069 424,511 -558
Roth IRA 257,814 255,927 -1,887
SEP IRA 1,208,324 1,190,098 -18,226
529 Savings 182,704 182,307 -397
Total Assets $2,743,089 $2,745,690 $2,601

The S&P 500 continues to hit all-time highs, rising 1.41% (+25.45% YTD) since the last update:

(chart courtesy of nasdaq.com)

On the jobs front, the unemployment rate for November dropped to 4.2%, the lowest number during the COVID-19 pandemic. A smaller-than-expected 210,000 jobs were added, but positive signs of a job recovery continue. Oil prices dropped to the $71 level, which translates to a local regular unleaded gasoline price of $3.29 at my last fill-up. Inflation numbers continue to be high, with the CPI data for November up 6.8% over the past year. Hopefully higher energy prices and supply chain issues will continue to improve over the coming months.

On the financial front, my assets have once again hit an all-time high, surpassing the previous high from November 2021. It has been a typical month of 401k transactions, a Vanguard VTI brokerage purchase, and a distribution from my S Corp. I'm still planning on a January 2022 Series I savings bond purchase while the interest rates are so attractive.

As for the non-financial, I'm still holding out hope for a somewhat normal Christmas season. Hopefully the emergence of the Omicron variant won't make for a repeat of the winter of 2020-2021. Fingers crossed. :|