July 2022 Financial Asset Roundup
Here are my current financial assets as of the market close on July 18th, 2022:
Asset | June 2022 | July 2022 | Change |
|
|
|
|
Checking | 1,463 | 1,698 | 235 |
Money Market | 122,575 | 112,302 | -10,273 |
Savings Bonds | 210,382 | 211,614 | 1,232 |
Treasury Bills | 0 | 15,000 | 15,000 |
CDs | 42,764 | 42,865 | 101 |
Brokerage | 234,882 | 242,606 | 7,724 |
401k | 379,095 | 369,415 | -9,680 |
Roth IRA | 223,140 | 217,266 | -5,874 |
SEP IRA | 1,019,433 | 1,002,229 | -17,204 |
529 Savings | 164,539 | 163,936 | -603 |
Total Assets | $2,398,273 | $2,378,931 | -$19,342 |
-0.81% |
The S&P 500 volatility has continued, falling 1.79% (-19.62% YTD) since the last update:
(chart courtesy of nasdaq.com)
On the jobs front, the unemployment rate for June remained at the pandemic low of 3.6% for the fourth month in a row, with a strong 372,000 new jobs added. Oil prices dipped to the $100 level (from $119) with local gasoline prices following suit. That translates to a local regular unleaded gasoline price of $4.57 at my last fill-up, although I did drive by a station selling for $3.99 when we were on vacation last week.
On the financial front, I did the usual 401k transaction but held off on a Vanguard VTI purchase since my brokerage account was a bit low on free cash. With rising short-term interest rates looking more attractive I also put $15k into 13 week T-Bills with an investment rate of 1.700%, and will probably be flipping T-Bills for a while as the FOMC interest rate hikes play out.
As for the non-financial, we were able to enjoy a nice family vacation with great weather in early July. That's certainly a far cry from the wildfires and heat waves with record 100°+ temperatures throughout Europe and the USA that are becoming far too common. :(