November 2025 Financial Asset Roundup

Here are my current financial assets as of the market close on November 10th, 2025:

Asset	Oct 2025	Nov 2025	Change
Checking	1,970	7,988	6,018
Money Market	75,364	76,186	822
Savings Bonds	261,516	262,214	698
Treasurys	136,000	136,000	0
CDs	62,977	63,188	211
Brokerage	804,534	711,273	-93,261
401k	558,913	584,515	25,602
Roth IRA	376,944	390,656	13,712
IRA	1,675,263	1,692,658	17,395
529 Savings	171,535	172,578	1,043
Total Assets	$4,125,016	$4,097,256	-$27,760
			--0.67%

Today we celebrate Veterans Day, a salute to all who served our country and protected our freedom. Thank you.

The S&P 500 has continued to rise despite the ongoing government shutdown, rising 4.27% (+16.17% YTD) since the last update:

(chart courtesy of cnbc.com)

On the jobs front, the monthly unemployment rate wasn't released for the second month due to the government shutdown, while Goldman Sachs has a gloomy estimate of 50,000 lost jobs in October. Oil prices are up slightly to the $60 level, with that price reflected in a local unleaded regular gasoline price of $2.75 at my last fill-up.

On the financial front, I again skipped my usual Fidelity 401k transaction (FSKAX) and Vanguard VTI purchase in my taxable brokerage account because I am not comfortable adding to our equity holdings at this time. I did take an S Corp distribution and my T-Bill holdings automatically rolled into new ones: 13 week 4.268% -> 3.906%, 4 week 4.099% -> 3.940%, and 8 week 4.230% -> 4.150% -> 3.978%. I also completed a Fidelity 529 to Vanguard Roth IRA rollover to max out the 2025 Roth IRA contribution for one of my children, with another pending.

As for the non-financial, we made our annual contribution to the local food bank a bit earlier than usual this year. We've been fortunate to always have enough food to eat, but the number of people who've struggled due to a loss of SNAP benefits is eye opening.