February 2009 Financial Asset Roundup

Here are my current financial assets as of the market close on February 10th, 2009:

Asset	Jan 2009	Feb 2009	Change
Checking	713	337	-376
Money Market	37,252	34,182	-3,070
Savings Bonds	15,071	15,135	64
Treasury Bills	0	0	0
CDs	103,328	103,787	459
Brokerage	76,554	77,770	1216
401k	62,272	58,002	-4,270
Roth IRA	26,193	24,761	-1,432
SEP IRA	131,376	134,758	3,382
529 Savings	31,534	30,211	-1,323
Total Assets	$484,293	$478,943	-$5,350
			(-1.10%)

The value of S&P 500 index was going to end up pretty flat over the past month, but the big decline yesterday helped drive a 4.95% drop since the last update:



Ugh, unemployment is now up to 7.6% and the stock market reacted pretty negatively yesterday to the latest and greatest financial rescue plan and economic stimulus plan. Oil prices continue to hover below $40 per barrel despite gasoline supply concerns.

Money-wise, I pretty much have nothing going on at the moment other than a modest 7 month Bank of America CD @ 4.11% APY CD maturing early next month. At this point, I'm leaning against reinvesting the proceeds as savings rates continue to drop.

Business-wise, I am thankfully still bringing in consulting revenue for my S Corp. I'm looking to finish making my 2008 SEP IRA contributions getting my 2008 personal and business tax returns wrapped up, and will be relieved when all of my 2008-related tasks will be put to bed.