November 2014 Financial Asset Roundup

Here are my current financial assets as of the market close on November 10th, 2014:

Asset	Oct 2014	Nov 2014	Change
Checking	1,486	927	-559
Money Market	58,778	47,836	-10,942
Savings Bonds	92,718	92,887	169
Treasury Bills	0	0	0
CDs	53,422	63,599	10,177
Brokerage	121,278	129,429	8,151
401k	130,255	134,862	4,607
Roth IRA	88,203	100,398	12,195
SEP IRA	449,397	483,832	34,435
529 Savings	109,450	113,690	4,240
Total Assets	$1,104,987	$1,167,460	$62,473
			5.65%

The S&P 500 has been on fire over the past few days while rising to record highs, up 8.72% since the last update:

(chart courtesy of yahoo.com)

On the jobs front, the unemployment rate for October fell once again to 5.8% (the lowest since 2008) continuing the strong job growth we've seen in 2014. Oil prices have continued their slide from $85 to below $78, and I have finally paid less than $3 per gallon for both heating oil and gasoline for the first time since November 2010! American politics have also taken an interesting turn with the Republicans taking majority control of the U.S. Senate. Time will tell if this will be a positive or negative development for our country.

On the financial front, my assets have reached a new all time high, surpassing the previous high from September. My E-LOAN 1.10% APY 1 year CD matured with no issues and I've used those proceeds to open a Penfed 1.21% APY 1 year CD. I also made full 2014 Roth IRA contributions for myself and Mrs. Frugalson and took an equity distribution from my S Corporation to partially offset the cost.

Other than that, I need to assess our YTD income tax withholding and see if the changes to our payroll deductions will keep us from writing the IRS a fat check (with potential penalty) when our 2014 tax returns are due. Good times. :)