April 2018 Financial Asset Roundup

Here are my current financial assets as of the market close on April 10th, 2018:

Asset	Mar 2018	Apr 2018	Change
Checking	366	216	-150
Money Market	53,626	60,664	7,038
Savings Bonds	148,363	153,537	5,174
Treasury Bills	0	0	0
CDs	42,244	42,363	119
Brokerage	168,360	151,373	-16,987
401k	170,799	174,174	3,375
Roth IRA	155,871	151,064	-4,807
SEP IRA	751,588	724,160	-27,428
529 Savings	174,121	174,147	26
Total Assets	$1,665,338	$1,631,698	-$33,640
			-2.02%

And down we go. As the POTUS decided it was a good idea to start a trade war with China and threaten Russia with a missile attack, the S&P 500 has dropped 4.53% since the last update:

(chart courtesy of nasdaq.com)

On the jobs front, the unemployment rate for March remained at 4.1% for the sixth month in a row, with a much weaker than expected 103,000 jobs created. Oil prices have continued to rise to the $66 level (up from $61).

On the financial front, I've had a busy month. I bit the bullet and changed my S Corp retirement plan from a Vanguard SEP IRA to a Fidelity Solo 401k, which will allow me to increase my retirement savings since I will be able to make employee contributions and employer profit-sharing contributions. I also finished my 2017 personal tax returns and received the majority of my Federal refund in the form of paper Series I savings bonds. Another large task has been helping my Mom (Grandma Frugalson) deal with the financial fallout of my father's death, which covers investments, pensions, taxes, Social Security, estate planning, and more. Grandma Frugalson's financial situation has also motivated me to further simplify and consolidate my own finances, which includes closing and combining accounts, simplifying investments, and making sure things like account beneficiaries are all in order. Finally, the March 2018 CPI-U number is out this morning, which is a useful measure for evaluating Series I savings bond purchases (post coming).

As for the non-financial, I've been looking forward to putting the winter snow behind us and getting going on lawn season. I'm also going to be having a child graduating from high school soon, which is a whole other ball of wax. :p