January 2020 Financial Asset Roundup

Here are my current financial assets as of the market close on January 10th, 2020:

Asset	Dec 2019	Jan 2020	Change
Checking	202	2,586	2,384
Money Market	59,485	63,350	3,865
Savings Bonds	161,287	161,528	241
Treasury Bills	0	0	0
CDs	79,586	79,816	230
Brokerage	189,583	189,210	-373
401k	223,758	236,337	12,579
Roth IRA	174,817	181,363	6,546
SEP IRA	854,618	882,713	28,095
529 Savings	188,129	185,732	-2,397
Total Assets	$1,931,465	$1,982,635	$51,170
			2.65%

The market has continued to hit all-time highs since the last update, with the S&P 500 rising 4.24% during that time:

(chart courtesy of nasdaq.com)

On the jobs front, the unemployment rate for December remained flat at 3.5%, with 145,000 new jobs created. Oil prices remain at the $59 level, with a surprisingly small impact from the US killing a top Iranian commander in a drone attack.

On the financial front, my assets have again hit an all-time high, surpassing the previous high from December 2019 (close to the $2m asset milestone!). And although I now take the standard deduction on my personal tax return, I did donate some stock (with a large capital gain) from my Vanguard brokerage account to various charities that we have supported over the years. I was pleased to see that Vanguard has improved the process where everything can be handled online, as opposed to the hybrid complete online/mail in paper forms mess that was in place earlier this year.

As for the non-financial, work has started on my 2019 business tax returns and my soon-to-be high school graduate has to make some decisions about where to attend college in the fall. Let's just say that state school tuition is looking pretty attractive right now. :D