January 2021 Financial Asset Roundup

Here are my current financial assets as of the market close on January 11th, 2021:

Asset	Dec 2020	Jan 2021	Change
Checking	2,525	2,810	285
Money Market	69,578	84,054	14,476
Savings Bonds	174,358	174,552	194
Treasury Bills	0	0	0
CDs	66,546	66,745	199
Brokerage	200,843	210,563	9,720
401k	318,490	337,566	19,076
Roth IRA	211,625	220,206	8,581
SEP IRA	1,021,649	1,058,036	36,387
529 Savings	186,000	186,824	824
Total Assets	$2,251,614	$2,341,356	$89,742
			3.99%

Despite insurrection at the US Capitol and record Covid-19 deaths, the S&P 500 has continued to rise, up 3.59% since the last update:

(chart courtesy of nasdaq.com)

On the jobs front, the unemployment rate for December remained flat at 6.9%, with a troubling 140,000 jobs lost last month. Oil prices continued rising to the $53 level, which translates to a local regular unleaded gasoline price of $2.13 at my last fill-up.

On the financial front, my assets have once again hit an all-time high, surpassing the previous high from December 2020. My Penfed 5% APY 10 year CD will be maturing shortly, and sadly it may take ten more years to find a such a high yield fixed income investment again. I'll also need to start thinking about making the final 2020 contributions to my Roth IRA and solo 401k retirement plans.

As for the non-financial, we should be focusing on the frightening COVID-19 death rates we're seeing in our country, but we also have to worry about violent assaults on US democracy. These are incredibly sad times for the freedoms we enjoy in the USA.