January 2022 Financial Asset Roundup

Here are my current financial assets as of the market close on January 10th, 2022:

Asset	Dec 2021	Jan 2022	Change
Checking	2,622	4,962	2,340
Money Market	142,171	138,665	-3,506
Savings Bonds	193,418	194,151	733
Treasury Bills	0	0	0
CDs	32,162	42,260	10,098
Brokerage	322,474	293,858	-28,616
401k	424,511	425,822	1,311
Roth IRA	255,927	253,949	-1,978
SEP IRA	1,190,098	1,170,370	-19,728
529 Savings	182,307	176,005	-6,302
Total Assets	$2,745,690	$2,700,042	-$45,648
			-1.66%

The S&P 500 has pulled back a bit, falling 0.89% (-2.01% YTD) since the last update:

(chart courtesy of nasdaq.com)

On the jobs front, the unemployment rate for December dropped to 3.9%, the lowest number during the COVID-19 pandemic. A smaller-than-expected 199,000 jobs were added as the COVID-19 Omicron variant surges globally. Oil prices climbed back to the $79 level, which translates to a local regular unleaded gasoline price of $3.25 at my last fill-up.

On the financial front, I've made my typical 401k transactions, a Vanguard VTI brokerage purchase, as well as taking a distribution from my S Corp. I did break down and open a Penfed 1.00% APY 15 month CD since the rate was decent and will be making a January 2022 Series I savings bond purchase later in the month.

As for the non-financial, 2022 has been off to a depressing start due to the post-holiday COVID-19 surge. I hope that our immunization rates are high enough to withstand the surge and keep the inevitable damage to a minimum.