April 2026 Financial Asset Roundup

Here are my current financial assets as of the market close on April 10th, 2026:

Asset	Mar 2026	Apr 2026	Change
Checking	2,935	2,037	-898
Money Market	84,661	81,036	-3,625
Savings Bonds	265,049	265,845	796
Treasurys	136,000	136,000	0
CDs	74,495	74,724	229
Brokerage	526,618	503,317	-23,301
401k	602,033	610,672	8,639
Roth IRA	409,623	414,775	5,152
IRA	1,731,368	1,742,446	11,078
529 Savings	167,925	168,175	250
Total Assets	$4,000,707	$3,999,027	-$1,680
			-0.04%

The S&P 500 is somehow up a bit despite the head of our government claiming "a whole civilization will die tonight" last week, rising 0.52% (-0.42% YTD) since the last update:

(chart courtesy of cnbc.com)

On the jobs front, the monthly employment rate for March fell to 4.3%, with 178,000 new jobs created. Oil prices are up to the $97 level (up 10% from $86), with that price reflected in a local unleaded regular gasoline price of $3.89 (up from $3.09) and a heating oil price of $4.50 (up from $3.05) at my last fill-up. I wouldn't be surprised to see $6 heating oil later this year if the war-induced supply disruptions continue.

On the financial front, I again skipped my usual Fidelity 401k transaction (FSKAX) and Vanguard VTI purchase in my taxable brokerage account because I am not comfortable adding to our equity holdings at this time. I did take an S Corp distribution and my T-Bill holdings automatically rolled into new ones: 13 week 3.652% -> 3.704%, 4 week 3.686% -> 3.681%, and 8 week 3.701% -> 3.645%. I'm also going to be monitoring the 5 year TIPS auction later this month (CUSIP 91282CQP9) for a potential purchase in my work retirement plan.

As for the non-financial, springtime has finally arrived after a cold and snowy winter. Mrs. Frugalson and I have already started with yard cleanup and lawn and garden prep for the upcoming planting season. We're already due for a patch of really warm weather this week, so it's only a matter of time before we'll be dining outside, taking a summer vacation, and enjoying beach season. If nothing else, I'll at least be happy for the distraction from the never ending circle of chaos our country seems to be experiencing.