October 2022 Financial Asset Roundup

Here are my current financial assets as of the market close on October 11th, 2022:

Asset	Sep 2022	Oct 2022	Change
Checking	3,436	6,190	2,754
Money Market	97,754	97,204	-550
Savings Bonds	214,404	215,855	1,451
Treasury Bills	30,000	30,000	0
CDs	43,074	43,176	102
Brokerage	263,560	220,460	-43,100
401k	397,325	352,056	-45,269
Roth IRA	227,686	202,468	-25,218
SEP IRA	1,050,279	949,131	-101,148
529 Savings	163,844	157,267	-6,577
Total Assets	$2,491,362	$2,273,807	-$217,555
			-8.73%

The S&P 500 is near 52-week lows, falling 12.69% (-24.70% YTD) since the last update:

(chart courtesy of nasdaq.com)

On the jobs front, the unemployment rate for September fell back to 3.5% (a 50 year low), with 263,000 new jobs added. Oil prices have remained somewhat steady at the $89 level, with recent OPEC production cuts not a good sign for future price decreases. That translates to a local regular unleaded gasoline price of $3.39 at my last fill-up.

On the financial front, I did the usual 401k transaction and Vanguard VTI purchase in my brokerage account. I also put $15k into 13 week T-Bills with an investment rate of 3.415% (up from 3.029% a month ago) and will probably add to that number in early November. To cap things off, I took a distribution from my S Corp and finally completed a years-long dream of joining Navy Federal Credit Union since a family member recently became eligible to join.

Tomorrow the September 2022 CPI-U are scheduled to be released, so a follow-up post of the impact on Series I savings bonds will be coming.