Picking up Nickels

Monday, April 13, 2015

April 2015 Financial Asset Roundup

Here are my current financial assets as of the market close on April 10th, 2015:


Asset Mar
2015
Apr
2015
Change
Checking 1,309 2,131 822
Money Market 52,851 66,492 13,641
Savings Bonds 93,507 94,826 1,319
Treasury Bills 0 0 0
CDs 49,966 35,836 -14,130
Brokerage 132,175 136,752 4,577
401k 132,922 142,051 9,129
Roth IRA 101,211 105,070 3,859
SEP IRA 497,510 512,800 15,290
529 Savings 118,643 122,183 3,540



Total Assets $1,180,094 $1,218,141 $38,047
   
 
3.22%


The S&P 500 is up 2.83% since the last update and once again is close to all time highs:

(chart courtesy of yahoo.com)

On the jobs front, the unemployment rate for March stayed flat at 5.5% with "only" 126,000 new jobs created (apparently a disappointing number). Oil prices rise slightly from about $48 to almost $53.

On the financial front, my assets have hit an all time high once again, rising above the previous high from March along with the S&P 500. However, I unfortunately had to bid adieu to my remaining Penfed 3.5% APY 5 year CD from March 2010 without having a good landing spot for the newly freed up cash. I also took an equity distribution from my S Corp and used a portion of it to make another mortgage prepayment due to a lack of better options for the money. Finally, I'm waiting for the March CPI-U numbers due for release next week to help evaluate a potential Series I Savings Bond purchase. Right now, I'd say that holding off on an I Bond purchase until November is looking like the most logical move, but we'll see...

As for the non-financial, I am finally done with my 2014 personal tax returns! The state has already cashed my check and the Feds have already sent me my cash/paper I Bond refund. One odd thing of note is that the Treasury sent my I Bonds in NINE separate envelopes! With decisions like that, it's no wonder that the US Savings Bond program has been so expensive to administer!

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