November 2026 Financial Asset Roundup

Here are my current financial assets as of the market close on November 10th, 2026:

Asset	Oct 2026	Nov 2026	Change
Checking	2,966	3,041	75
Money Market	103,486	110,117	6,631
Savings Bonds	270,656	271,492	836
Treasurys	156,000	156,000	0
CDs	65,425	65,628	203
Brokerage	534,831	489,945	-44,886
401k	716,499	700,320	-16,179
Roth IRA	451,083	440,944	-10,139
IRA	1,760,440	1,761,876	1,436
529 Savings	154,841	155,982	1,141
Total Assets	$4,216,227	$4,155,345	-$60,882
			-1.44%

The S&P 500 has struggled of late, falling 3.67% (+9.87% YTD) since the last update:

(chart courtesy of cnbc.com)

On the jobs front, the monthly employment rate for October dropped to 4.1%, with a strong 165,000 new jobs created. Oil prices fell to the $87 level (down 5% from $92), with that price reflected in a local unleaded regular gasoline price of $3.90 (down from $3.99) at my last fill-up. We also had a midterm election last week giving us a Democratic majority in the Senate and House of Representatives for the next two years, which will hopefully help us wind down the Iran war and tariff policy drag on the global economy.

On the financial front, I again skipped my usual Fidelity 401k transaction (FSKAX) and Vanguard VTI purchase in my taxable brokerage account because I am not comfortable adding to our equity holdings at this time. I did take an S Corp distribution and my T-Bill holdings automatically rolled into new ones: 13 week 3.838% -> 4.138%, 4 week 4.048% -> 3.956%, and 8 week 3.722% -> 4.096%. I added to my IRA fixed income ladder with 5 year TIPS with a yield to maturity of 2.357% (CUSIP 91282CRR4) and brokered CDs: 2 year @ 5.00 APY and 4 year @ 5.15% APY. I'm also planning on purchasing November 2026 I Bonds with a composite rate of 5.51% (1.4% fixed).

As for the non-financial, I'm starting to get stressed about holiday preparations since Thanksgiving is coming quickly. It's always a relief on Thanksgiving Day when all the dishes are washed and I can alternate between watching football and sleeping off a big meal. :)