Happy Blogiversary to me!
Asset | August 2006 | August 2007 | Change |
Checking | 160 | 195 | 35 |
Money Market | 54,283 | 52,545 | -1,738 |
Savings Bonds | 16,761 | 4,575 | -12,186 |
Treasury Bills | 26,000 | 9,000 | -17,000 |
CDs | 0 | 58,600 | 58,600 |
Brokerage | 80,922 | 105,368 | 24,446 |
401k | 84,872 | 100,251 | 15,379 |
Roth IRA | 24,606 | 33,152 | 8,546 |
SEP IRA | 125,549 | 172,815 | 47,266 |
529 Savings | 26,810 | 34,934 | 8,124 |
Credit Card 0% Balance Transfers | 0 | -19,075 | -19,075 |
Total Assets | $439,963 | $552,360 | +$112,397 (25.5%) |
Thanks to a good year for my S Corporation, disciplined saving and spending habits and a strong stock market (the S&P 500 index is up almost 15% over the past year), I have managed a significant gain to my bottom line:
(chart courtesy of msn.com)
Although my posting frequency has gone down quite a bit since May, working on this blog has really made me take a closer look at maximizing my finances. In addition to starting this blog one year ago, I've also expanded my horizons by doing things like starting to invest in T-Bills, building a 5 year high yield CD ladder, and by playing the credit card arbitrage game by making money on 0% credit card balance transfers. I have no idea what's in store for the year ahead, but can only hope they it is as successful as the past twelve months have been: business has been good and I am fortunate to be happy, healthier (due to a 25 lb weight loss), and wealthier.
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