September 2010 Financial Asset Roundup
Asset | Aug 2010 | Sep 2010 | Change |
Checking | 609 | 175 | -434 |
Money Market | 33,099 | 32,346 | -753 |
Savings Bonds | 36,186 | 36,283 | 97 |
Treasury Bills | 0 | 0 | 0 |
CDs | 116,418 | 116,852 | 434 |
Brokerage | 84,348 | 84,767 | 419 |
401k | 86,935 | 86,831 | -104 |
Roth IRA | 40,324 | 40,220 | -104 |
SEP IRA | 215,900 | 218,768 | 2,868 |
529 Savings | 45,839 | 45,966 | 127 |
Total Assets | $659,658 | $662,208 | $2,550 |
(0.39%) |
The S&P 500 has ended faily flat over the past month with the index falling 1.03% since the last update:
(chart courtesy of msn.com)
The unemployment rate for August rose to 9.6% as business hiring picked up, while oil prices have fallen slightly to around $77 per barrel.
On the financial front, I am pleased to see my asset levels have surpassed my all time high from April 2010 despite the ups and downs of the stock market of late. I'm also a couple of weeks away from more above marked yield CD dominoes falling, with a Penfed 6% APY 4 year CD and a HSBC 2.00% APY 12 month CD maturing this month with a ING Direct 2.10% APY 12 month CD to follow in October. There are not many decent places to put that money now, but I did make a 5% APY CD reservation at Penfed for January 2011, which is an outstanding deal in the current economic climate. Unfortunately, I have the major expense of getting my lawn repaired looming to the tune of about $4000, but I'll cross that bridge when I get to it. I also intend to post my most recent punch in the gut due to my health insurance renewal information, which is horrible as usual.
On a personal note, I'm glad we were lucky enough to avoid a direct hit from Hurricane Earl and hope that the rest of the hurricane season will be quiet as I enjoy the passing of the sweltering summer heat. Bring on the Fall!
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