July 2013 Financial Asset Roundup

Here are my current financial assets as of the market close on July 10th, 2013:

Asset	Jun 2013	Jul 2013	Change
Checking	952	3001	2,049
Money Market	40,604	41,957	1,353
Savings Bonds	80,880	81,002	122
Treasury Bills	0	0	0
CDs	81,848	82,071	223
Brokerage	108,175	101,979	-6,196
401k	120,911	120,332	-579
Roth IRA	72,923	73,408	485
SEP IRA	374,596	375,337	741
529 Savings	85,571	86,086	515
Total Assets	$966,460	$965,173	-$1,287
			-0.13%

The S&P 500 rose once again over the past month, up 0.60% since the last update:

(chart courtesy of msn.com)


On the jobs front, the unemployment rate for June remained flat at 7.6% with signs of stronger than expected Spring hiring. The turmoil in Egypt has helped drive oil prices back over $100 per barrel (around $105), although the impact on gasoline prices could be a bit more muted.

On the financial front, things are still pretty quiet. My S Corp has pretty good cash flow these days, which could allow me to make a preemptive mid-year 2013 SEP IRA contribution. Of course, we need to get a clearer picture of Mrs. Frugalson's employment situation first due to the financial flexibility her employer-provided health insurance provides. We will also likely fit in his and hers 2013 Roth IRA contributions before the end of the calendar year.

As for the non-financial, the miserably hot and humid weather we've been experiencing in the Northeast the past few weeks really has me jonesing for central air conditioning. I have never lived in a house with central air in my entire life, but advancing age/climate change/whatever is really making the heat an issue for me. I'm actually considering looking into retrofitting central air into our forced hot water heated house despite what has to be a huge cost, a huge mess, and a huge inconvenience. Couple that potential project with the other things Mrs. F. wants to do around here, and we're looking at some major contractor-fueled pain and aggravation on the horizon. We're due for a small vacation at the end of the month, so I can at least try to focus on that in the meantime. Cheers!