September 2022 Financial Asset Roundup

Here are my current financial assets as of the market close on September 12th, 2022:

Asset	Aug 2022	Sep 2022	Change
Checking	4,167	3,436	-731
Money Market	112,580	97,754	-14,826
Savings Bonds	212,983	214,404	1,421
Treasury Bills	15,000	30,000	15,000
CDs	42,969	43,074	105
Brokerage	268,020	263,560	-4,460
401k	404,915	397,325	-7,590
Roth IRA	234,074	227,686	-6,388
SEP IRA	1,078,095	1,050,279	-27,816
529 Savings	167,320	163,844	-3,476
Total Assets	$2,540,123	$2,491,362	-$48,761
			-1.92%

The S&P 500 has pulled back a bit, falling 2.37% (-13.76% YTD) since the last update:

(chart courtesy of nasdaq.com)

On the jobs front, the unemployment rate for August rose slightly to 3.7%, while the strong job market continued with 315,000 new jobs added. Oil prices fell to the $89 level (from $93) with local gasoline prices continuing to drop along with them. That translates to a local regular unleaded gasoline price of $3.59 at my last fill-up (we paid a max of $4.96 in June!). The August inflation numbers also came in a little higher than expected, meaning that it will likely take longer than anticipated to moderate.

On the financial front, I did the usual 401k transaction and Vanguard VTI purchase in my brokerage account. I also put $15k into 13 week T-Bills with an investment rate of 3.029%, which is quite a difference from the 1.700% they offered in June.

As for the non-financial, everyone is back to school and the worst of the drought/hot weather seems to be behind us. It's been nice to see all of the dormant brown grass start to turn green again. :)