October 2014 Financial Asset Roundup

Here are my current financial assets as of the market close on October 13th, 2014:

Asset	Sep 2014	Oct 2014	Change
Checking	453	1,486	1,033
Money Market	47,386	58,778	11,392
Savings Bonds	92,609	92,718	109
Treasury Bills	0	0	0
CDs	63,355	53,422	-9,933
Brokerage	128,662	121,278	-7,384
401k	143,064	130,255	-12,809
Roth IRA	94,214	88,203	-6,011
SEP IRA	477,049	449,397	-27,652
529 Savings	111,291	109,450	-1,841
Total Assets	$1,158,083	$1,104,987	-$53,096
			-4.58%

The S&P 500 has been under fire over the past few days, falling 6.06% since the last update:

(chart courtesy of yahoo.com)

On the jobs front, the unemployment rate for September fell to 5.9% (the lowest since 2008) with a better than expected 248,000 new jobs being created. Oil prices have continued their slide to fall below $85, although the price drop has been driven by concerns about the global economy. I haven't paid less than $3 for a gallon of gas or heating oil since November 2010, so hopefully the short term relief on energy costs will help offset the paper losses my investments are incurring.

On the financial front, I had my E-LOAN 1.10% APY 1 year CD mature over the weekend and hope that my money will not end up in limbo due to the E-Loan ACH problems reported at fatwallet.com. Once that money materializes, I'm leaning toward stashing it in a Penfed 1.21% APY 1 year CD. I'm also about ready to make my 2014 Roth IRA contribution and may take an equity distribution from my S Corporation to help offset the cost.