November 2018 Financial Asset Roundup

Here are my current financial assets as of the market close on November 13th, 2018:

Asset	Oct 2018	Nov 2018	Change
Checking	275	175	-100
Money Market	48,484	52,172	3,688
Savings Bonds	155,493	155,813	320
Treasury Bills	6,000	10,000	4,000
CDs	39,806	39,934	128
Brokerage	159,074	162,620	3,546
401k	167,894	165,021	-2,873
Roth IRA	150,469	147,297	-3,172
SEP IRA	756,094	739,484	-16,610
529 Savings	174,454	173,982	-472
Total Assets	$1,658,043	$1,646,498	-$11,545
			-0.70%

The market has continued a downward trend since the last update, with the S&P 500 falling 2.28% during that time:

(chart courtesy of nasdaq.com)

On the jobs front, the unemployment rate for October remained at 3.7%, with a strong 250,000 new jobs created. Oil prices have slumped to the $56 level (down from $72) as supply has exceeded demand.

On the financial front, I put a bit more cash into 28 day T-Bills with an investment rate of 2.199% after taking another equity distribution from my S Corp. Additionally, I've been considering selling off some of my old Series I savings bonds with a 0% fixed interest rate and using that cash to buy January 2019 issues with the surprisingly high current 0.5% fixed rate. I also have an old Penfed 3.04% APY 5 year CD maturing early next month and will need to find a home for those funds. I wonder if there is a chance for an old-school Penfed end of year CD deal? That would be nice. :)

As for the non-financial, we're looking at an early Thanksgiving next week with Christmas not far behind. Ugh, I am so not ready for snow and cold weather.