July 2022 Financial Asset Roundup

Here are my current financial assets as of the market close on July 18th, 2022:

Asset	June 2022	July 2022	Change
Checking	1,463	1,698	235
Money Market	122,575	112,302	-10,273
Savings Bonds	210,382	211,614	1,232
Treasury Bills	0	15,000	15,000
CDs	42,764	42,865	101
Brokerage	234,882	242,606	7,724
401k	379,095	369,415	-9,680
Roth IRA	223,140	217,266	-5,874
SEP IRA	1,019,433	1,002,229	-17,204
529 Savings	164,539	163,936	-603
Total Assets	$2,398,273	$2,378,931	-$19,342
			-0.81%

The S&P 500 volatility has continued, falling 1.79% (-19.62% YTD) since the last update:

(chart courtesy of nasdaq.com)

On the jobs front, the unemployment rate for June remained at the pandemic low of 3.6% for the fourth month in a row, with a strong 372,000 new jobs added. Oil prices dipped to the $100 level (from $119) with local gasoline prices following suit. That translates to a local regular unleaded gasoline price of $4.57 at my last fill-up, although I did drive by a station selling for $3.99 when we were on vacation last week.

On the financial front, I did the usual 401k transaction but held off on a Vanguard VTI purchase since my brokerage account was a bit low on free cash. With rising short-term interest rates looking more attractive I also put $15k into 13 week T-Bills with an investment rate of 1.700%, and will probably be flipping T-Bills for a while as the FOMC interest rate hikes play out.

As for the non-financial, we were able to enjoy a nice family vacation with great weather in early July. That's certainly a far cry from the wildfires and heat waves with record 100°+ temperatures throughout Europe and the USA that are becoming far too common. :(