December 2023 Financial Asset Roundup

Here are my current financial assets as of the market close on December 11th, 2023:

Asset	Nov 2023	Dec 2023	Change
Checking	6,507	3,037	-3,470
Money Market	62,309	77,604	15,295
Savings Bonds	222,700	234,411	11,711
Treasurys	82,000	90,000	8,000
CDs	55,011	30,741	-24,270
Brokerage	372,409	382,410	10,001
401k	296,023	316,737	20,714
Roth IRA	248,336	261,095	12,759
IRA	1,258,448	1,320,282	61,834
529 Savings	165,956	170,209	4,253
Total Assets	$2,769,699	$2,886,526	$116,827
			4.22 %

The S&P 500 has hit new highs for the year, rising 4.69% (+20.39% YTD) since the last update:

(chart courtesy of nasdaq.com)

On the jobs front, the unemployment rate for November fell to 3.7%, with 199,000 new jobs added. Oil prices fell to the $70 level (from $77). The $70 price translates to a local unleaded regular gasoline price of $2.99 and a heating oil price of $3.65 at my last fill-up.

On the financial front, my assets have hit an all-time high, surpassing the previous high from July 2023. I did the usual Fidelity 401k transaction (FSKAX) and Vanguard VTI purchase in my taxable brokerage account and took a distribution from my S Corp and the proceeds from my maturing 13 week T-Bills at 5.446% and put that cash in my Fidelity Cash Management account to earn some interest while staying liquid. My 13 week T-Bills (5.477%) matured and were rolled into new ones at 5.409%. Finally, my Penfed 3.50% APY 5 year CDs matured and I laddered that money into the following:

• 52 week T-Bills at 5.214%
• 2 year T-Notes at 4.887%
• 3 year Fidelity brokered CD at 4.65%
• 5 year T-Notes at 4.420%

As for the non-financial, I'm trying to catch up as Christmas and a new year are only a few weeks away. It wasn't that long ago when I was dining outside in shorts and a t-shirt with Mrs. Frugalson, hard to believe the holidays are here already. :)