Picking up Nickels

Wednesday, December 11, 2024

December 2024 Financial Asset Roundup

Here are my current financial assets as of the market close on December 10th, 2024:

Asset Nov 2024 Dec 2024 Change




Checking 2,079 3,459 1,380
Money Market 81,518 81,243 -275
Savings Bonds 245,007 245,698 691
Treasurys 100,000 100,000 0
CDs 52,191 52,371 180
Brokerage 574,081 553,079 -21,002
401k 466,238 475,046 8,808
Roth IRA 324,030 328,000 3,970
IRA 1,580,033 1,598,480 18,447
529 Savings 168,541 170,368 1,827
Total Assets $3,593,718 $3,607,744 $14,026
      0.39 %

The S&P 500 continued to touch all-time highs, breaking the 6,000 barrier and rising 0.85% (+26.52% YTD) since the last update:

(chart courtesy of nasdaq.com)

On the jobs front, the unemployment rate for November rose slightly to 4.2%, with a surge of 227,000 new jobs created. Oil prices have been relatively flat at the $69 level (from $68) with that $69 price reflected in a local unleaded regular gasoline price of $2.83 and a heating oil price of $2.90 at my last fill-up.

On the financial front, my assets have again hit an all-time high, surpassing the previous high from November 2024! I did the usual Fidelity 401k transaction (FSKAX) and Vanguard VTI purchase in my taxable brokerage account. I also took an S Corp distribution and my 13 week T-Bills (5.103%) matured and were rolled into new ones at 4.511%. I also had 12 month T-Bills (5.214%) mature and used those funds to add another rung to my fixed income ladder with 5 Year T-Notes (4.197%). It's also noteworthy that my brokerage account balance dropped a bit after Oracle Corporation (ORCL) had a disappointing earnings release this week.

I'm also getting a bit stressed that Christmas is only a couple of weeks away and I still have so much to do. Let's just say that things are getting a bit stressful between medical appointments, things happening around the house, getting ready for the holidays and wrapping up EOY tasks for my business. I'll be glad when everything is done and life can get back to normalish.