December 2025 Financial Asset Roundup

Here are my current financial assets as of the market close on December 10th, 2025:

Asset	Nov 2025	Dec 2025	Change
Checking	7,988	2,778	-5,210
Money Market	76,186	83,063	6,877
Savings Bonds	262,214	262,899	685
Treasurys	136,000	136,000	0
CDs	63,188	75,400	12,212
Brokerage	711,273	676,668	-34,605
401k	584,515	594,674	10,159
Roth IRA	390,656	394,649	3,993
IRA	1,692,658	1,700,441	7,783
529 Savings	172,578	166,089	-6,489
Total Assets	$4,097,256	$4,092,661	-$4,595
			-0.11%

The S&P 500 has been volatile, but is still up 0.79% (+17.09% YTD) since the last update:

(chart courtesy of cnbc.com)

On the jobs front, the monthly employment report for November has been delayed until next week. Oil prices have dropped to the $57 level, with that price reflected in a local unleaded regular gasoline price of $2.81 and a heating oil price of $3.20 at my last fill-up.

On the financial front, I again skipped my usual Fidelity 401k transaction (FSKAX) and Vanguard VTI purchase in my taxable brokerage account because I am not comfortable adding to our equity holdings at this time. I did take an S Corp distribution and my T-Bill holdings automatically rolled into new ones: 13 week 4.144% -> 3.813%, 4 week 3.940% -> 3.742%, and 8 week 4.150% -> 3.927%. I also completed a final Fidelity 529 to Vanguard Roth IRA rollover to max out the 2025 Roth IRA contributions for all of my children.

As for the non-financial, we had a nice family Thanksgiving and while the cold weather has come early we are looking forward to having a little time off to celebrate the Christmas holiday.