March 2026 Financial Asset Roundup

Here are my current financial assets as of the market close on March 10th, 2026:

Asset	Feb 2026	Mar 2026	Change
Checking	3,464	2,935	-529
Money Market	84,849	84,661	-188
Savings Bonds	264,317	265,049	732
Treasurys	136,000	136,000	0
CDs	74,301	74,495	194
Brokerage	552,095	526,618	-25,477
401k	608,646	602,033	-6,613
Roth IRA	412,276	409,623	-2,653
IRA	1,745,218	1,731,368	-13,850
529 Savings	168,258	167,925	-333
Total Assets	$4,049,424	$4,000,707	-$48,717
			-1.20%

The S&P 500 has pulled back a bit courtesy of our "Major Combat Operation" in Iran, falling 2.31% (-0.94% YTD) since the last update:

(chart courtesy of cnbc.com)

On the jobs front, the monthly unemployment number for February rose to 4.4%, with a disappointing 92,000 jobs lost. Oil prices are up to the $86 level (+32.5% from $65) after a weekend spike of $116, with that price reflected in a local unleaded regular gasoline price of $3.09 (up from $2.59) at my last fill-up. I'm also wondering if my next heating oil delivery will cost $2 per gallon more ($3.65 -> $5.85) like it did after Russia invaded Ukraine in 2022.

On the financial front, I again skipped my usual Fidelity 401k transaction (FSKAX) and Vanguard VTI purchase in my taxable brokerage account because I am not comfortable adding to our equity holdings at this time. I did take an S Corp distribution and my T-Bill holdings automatically rolled into new ones: 13 week 3.813% -> 3.694%, 4 week 3.691% -> 3.686%, and 8 week 3.640% -> 3.701%. Mrs. Frugalson and I also maxed out our 2025 Roth IRA contributions since our tax returns are complete.

As for the non-financial, the three feet of snow we got during the Blizzard of 2026 has melted quite a bit over the past couple of weeks and I can start to see all of the downed trees and branches that I need to clean up. I'm going to try to enjoy the warming weather as I sadly recon with all of the needless chaos, death, and destruction unfold in the Middle East.