September 2022 Financial Asset Roundup
Here are my current financial assets as of the market close on September 12th, 2022:
Asset | Aug 2022 | Sep 2022 | Change |
|
|
|
|
Checking | 4,167 | 3,436 | -731 |
Money Market | 112,580 | 97,754 | -14,826 |
Savings Bonds | 212,983 | 214,404 | 1,421 |
Treasury Bills | 15,000 | 30,000 | 15,000 |
CDs | 42,969 | 43,074 | 105 |
Brokerage | 268,020 | 263,560 | -4,460 |
401k | 404,915 | 397,325 | -7,590 |
Roth IRA | 234,074 | 227,686 | -6,388 |
SEP IRA | 1,078,095 | 1,050,279 | -27,816 |
529 Savings | 167,320 | 163,844 | -3,476 |
Total Assets | $2,540,123 | $2,491,362 | -$48,761 |
-1.92% |
The S&P 500 has pulled back a bit, falling 2.37% (-13.76% YTD) since the last update:
(chart courtesy of nasdaq.com)
On the jobs front, the unemployment rate for August rose slightly to 3.7%, while the strong job market continued with 315,000 new jobs added. Oil prices fell to the $89 level (from $93) with local gasoline prices continuing to drop along with them. That translates to a local regular unleaded gasoline price of $3.59 at my last fill-up (we paid a max of $4.96 in June!). The August inflation numbers also came in a little higher than expected, meaning that it will likely take longer than anticipated to moderate.
On the financial front, I did the usual 401k transaction and Vanguard VTI purchase in my brokerage account. I also put $15k into 13 week T-Bills with an investment rate of 3.029%, which is quite a difference from the 1.700% they offered in June.
As for the non-financial, everyone is back to school and the worst of the drought/hot weather seems to be behind us. It's been nice to see all of the dormant brown grass start to turn green again. :)