February 2016 Financial Asset Roundup

Here are my current financial assets as of the market close on February 10th, 2016:

Asset	Jan 2016	Feb 2016	Change
Checking	1,444	2,064	620
Money Market	74,188	62,817	-11,371
Savings Bonds	105,784	105,798	14
Treasury Bills	0	0	0
CDs	36,681	48,792	12,111
Brokerage	113,049	112,511	-538
401k	117,223	112,632	-4,591
Roth IRA	99,546	96,110	-3,436
SEP IRA	479,569	461,365	-18,204
529 Savings	125,796	125,774	-22
Total Assets	$1,153,280	$1,127,863	-$25,417
			-2.20%

The S&P 500 is down for the third update in a row, falling 3.73% over the past month:

(chart courtesy of yahoo.com)

On the jobs front, the unemployment rate for January fell to 4.9% (the lowest since February 2008), with "only" 151,000 jobs added. Oil prices have continued to slide to the $26 level, which is remarkable considering that the prices has fallen by half over each of the past two years (remember $100 oil in February 2014?).

On the financial front, I opened a Penfed 1.51% APY 15 month CD during the seven day window that Penfed offered them in January. I don't recall Penfed ever taking an attractive CD offer off the table so quickly before, so I would guess that the demand for it was quite high. I'm also about ready to wrap up my 2015 my business tax returns so that I can get that final 2015 SEP IRA contribution taken care of.

On the non-financial front, we've actually hit the point of the winter where it's still light outside at 5 PM. It'll be time to change the clocks next month when DST kicks in, so hopefully the cold and snowy Northeast winter will be behind us soon enough.