February 2025 Financial Asset Roundup

Here are my current financial assets as of the market close on February 11th, 2025:

Asset	Jan 2025	Feb 2025	Change
Checking	2,191	3,013	822
Money Market	82,041	76,754	-5,287
Savings Bonds	246,386	247,000	614
Treasurys	110,000	110,000	0
CDs	52,557	52,745	188
Brokerage	501,867	553,870	52,003
401k	461,366	481,183	19,817
Roth IRA	315,382	338,199	22,817
IRA	1,542,484	1,601,799	59,315
529 Savings	167,353	170,459	3,106
Total Assets	$3,481,627	$3,635,022	$153,395
			4.41 %

The S&P 500 has recovered nicely, rising 4.14% (+3.18% YTD) since the last update:

(chart courtesy of nasdaq.com)

I continue to be surprised at how resilient the stock market has been in 2025 considering the initial chaos of the new administration and the constant threat of trade wars. To make matters worse, the inflation data released this morning was unexpectedly high with the largest increase since September 2023.

On the jobs front, the unemployment rate for January fell to 4.0%, with a solid 143,000 new jobs created. Oil prices have dropped to the $72 level (from $78) with that $72 price reflected in a local unleaded regular gasoline price of $2.89 at my last fill-up.

On the financial front, my assets have again hit an all-time high, surpassing the previous high from December 2024!. I did the usual Fidelity 401k transaction (FSKAX) and Vanguard VTI purchase in my taxable brokerage account. I also took an S Corp distribution and my 13 week T-Bills (4.553%) matured and were rolled into new ones at 4.325% while my 4 week T-Bills (4.339%) also matured and were rolled into new ones at 4.323%. Mrs. Frugalson and I also made our full 2024 Roth IRA contributions since I finally had enough data to estimate our 2024 MAGI number.

As for the non-financial, we've gotten off to a lousy start in 2025 with cold weather, flu in the house and some deaths in the family. I also see financial dark clouds forming and hope that all of my friends and family are prepared to weather the storm.