January 2022 Financial Asset Roundup
Here are my current financial assets as of the market close on January 10th, 2022:
Asset | Dec 2021 | Jan 2022 | Change |
|
|
|
|
Checking | 2,622 | 4,962 | 2,340 |
Money Market | 142,171 | 138,665 | -3,506 |
Savings Bonds | 193,418 | 194,151 | 733 |
Treasury Bills | 0 | 0 | 0 |
CDs | 32,162 | 42,260 | 10,098 |
Brokerage | 322,474 | 293,858 | -28,616 |
401k | 424,511 | 425,822 | 1,311 |
Roth IRA | 255,927 | 253,949 | -1,978 |
SEP IRA | 1,190,098 | 1,170,370 | -19,728 |
529 Savings | 182,307 | 176,005 | -6,302 |
Total Assets | $2,745,690 | $2,700,042 | -$45,648 |
-1.66% |
The S&P 500 has pulled back a bit, falling 0.89% (-2.01% YTD) since the last update:
(chart courtesy of nasdaq.com)
On the jobs front, the unemployment rate for December dropped to 3.9%, the lowest number during the COVID-19 pandemic. A smaller-than-expected 199,000 jobs were added as the COVID-19 Omicron variant surges globally. Oil prices climbed back to the $79 level, which translates to a local regular unleaded gasoline price of $3.25 at my last fill-up.
On the financial front, I've made my typical 401k transactions, a Vanguard VTI brokerage purchase, as well as taking a distribution from my S Corp. I did break down and open a Penfed 1.00% APY 15 month CD since the rate was decent and will be making a January 2022 Series I savings bond purchase later in the month.
As for the non-financial, 2022 has been off to a depressing start due to the post-holiday COVID-19 surge. I hope that our immunization rates are high enough to withstand the surge and keep the inevitable damage to a minimum.