Picking up Nickels

Tuesday, January 11, 2022

January 2022 Financial Asset Roundup

Here are my current financial assets as of the market close on January 10th, 2022:

Asset Dec 2021 Jan 2022 Change




Checking 2,622 4,962 2,340
Money Market 142,171 138,665 -3,506
Savings Bonds 193,418 194,151 733
Treasury Bills 0 0 0
CDs 32,162 42,260 10,098
Brokerage 322,474 293,858 -28,616
401k 424,511 425,822 1,311
Roth IRA 255,927 253,949 -1,978
SEP IRA 1,190,098 1,170,370 -19,728
529 Savings 182,307 176,005 -6,302
Total Assets $2,745,690 $2,700,042 -$45,648
      -1.66%

The S&P 500 has pulled back a bit, falling 0.89% (-2.01% YTD) since the last update:

(chart courtesy of nasdaq.com)

On the jobs front, the unemployment rate for December dropped to 3.9%, the lowest number during the COVID-19 pandemic. A smaller-than-expected 199,000 jobs were added as the COVID-19 Omicron variant surges globally. Oil prices climbed back to the $79 level, which translates to a local regular unleaded gasoline price of $3.25 at my last fill-up.

On the financial front, I've made my typical 401k transactions, a Vanguard VTI brokerage purchase, as well as taking a distribution from my S Corp. I did break down and open a Penfed 1.00% APY 15 month CD since the rate was decent and will be making a January 2022 Series I savings bond purchase later in the month.

As for the non-financial, 2022 has been off to a depressing start due to the post-holiday COVID-19 surge. I hope that our immunization rates are high enough to withstand the surge and keep the inevitable damage to a minimum.